No Charge, One-On-One Assistance with Your Health Insurance Needs

As an Independent Broker we do not sell insurance; we help you find the right plan for your needs. AND then, we make sure that plan evolves to continually meet your changing needs. Solely specializing in health insurance, Allison White Insurance has experience working with individuals and families in all stages of life. From young adults needing to purchase their first health insurance policy, to Baby Boomers nearing Medicare eligibility, and every situation in-between, we can guide you through the twists, turns and tunnels that come with comparing and ultimately selecting health insurance coverage.

With no fees associated with our services, and office or home appointments available, it only makes sense to connect with us if you are struggling to understand your health insurance options. Contact Allison White Insurance today to get started on the path to finding the right coverage for you.

Individual & Family Health Coverage
Helping Minnesotans Search, Compare, and Obtain Coverage for Their Specific Healthcare Needs

With the activation of the Affordable Care Act, individual and family health insurance policies continue to be more and more complex. These complexities leave everyday people overwhelmed; and they often lead people to selecting a health insurance plan that does not fully meet their needs or is way more than they can afford. But with the cost of healthcare always rising and penalties charged for going without coverage, you cannot afford to take any chances.

At Allison White Insurance we offer insurance plan assistance to individuals and families who do not receive health coverage from their employer, or who are self-employed, unemployed, or a student. Based on your situation, we can shop a number of providers to obtain potential policies that will meet your medical needs. Helping you compare your options, we can answer your questions and give you the information you need to make an informed decision. From there we can work to implement and oversee the policy on your behalf.

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We Are MNsure Certified

At Allison White Insurance our Minnesota licensed, independent insurance broker is certified by MNsure to provide you with enrollment help. We can assist you with filling out your MNsure application, determine which tax credit(s) you qualify for, and can help you select a coverage plan.

Three overlapping circles all representing different factors to consider when looking into health insurance plans

When selecting a new policy we will make sure to take the following factors into consideration:

  • Coverage Length — if you are between jobs or a recent graduate then a short-term plan may be more suitable; for those self-employed or unable to obtain employer-sponsored coverage then a long-term plan is needed.

  • Coverage Level — as a healthy, individual you may only need basic major medical coverage, while growing families often require more benefits such as preventive care, physician services, prescription drug benefits, and routine office visits.

  • Existing Facilities or Healthcare Providers — if you have specific doctors or healthcare facilities (hospitals or clinics) that you would like to continue visiting then we will definitely pay closer attention to the in- and out-of-network lists associated with each potential insurance plan.

  • Out-of-Pocket Expenses

Ongoing Medical Coverage

  • MNsure Qualified Plans
  • Covers Individuals or Families

Medicare Insurance

  • Helps With Costs Not Covered by Medicare
  • Prescription Drug Coverage (Part D)
  • Cost Plans
  • Medicare Advantage Prescription Drug Plans (MAPD)
  • Medicare Supplements

Short-Term Coverage

  • For People Temporarily Without Coverage
  • Terms from 1-6 Months

Get A Quote and Enroll

Isolated white tooth with a silver shield infront of it | Dental Insurance

Dental Insurance
Benefits That Will Make You Smile

Most of us disregard dental hygiene when thinking about our overall health, but poor dental care can lead to a number of not-so-small health complications. Whether you are seeking dental coverage as a supplement to your existing health plan or are looking to add dental to your employees’ benefits package, we can find a solution that is right for you.

  • How much will it cost?
  • How often can I receive cleanings?
  • What services are all covered (i.e. x-rays, fillings, root canals, fluoride treatments, etc.)?
  • Which dentist can I go to?

When considering dental coverage we can help to answer these questions and more. Contact Allison White Insurance to discuss dental benefits that are suitable for you and your family.

Get a Quote and Enroll (click a logo below)

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Aerial image of a large group of peopel coming together to form the medial plus symbol | Group Health Insurance

Group Health Insurance
Insuring Your Employees, Insuring Your Business Future

Providing health benefits is one of the best ways to show appreciation for your employees. It helps ensure that your employees have access to the preventive care they need to keep themselves healthy, which also promotes a healthy work environment for you. In today’s economy and with the enactment of the Affordable Care Act, offering an employer-sponsored health plan is a balancing act between meeting your employees’ needs and working within your bottom line. At Allison White Insurance we understand the ins and outs of the ACA and can help you find a happy medium.

Pushing our search and comparison tools to the max, we can help you develop benefits programs that will make sense for your particular company. Aligned with Minnesota’s top providers (Blue Cross Blue Shield, HealthPartners, UCare, and Medica) we often find ourselves working with small to medium sized employers to find cost-saving alternatives or enhanced coverage options. Contact us to get started.

Sample Medicare Card | Medicare & Prescription Plans

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Medicare & Prescription Plans
Medicare is a maze of Parts A, B, C and D; Allison White Insurance will help walk you through it.

Every day a growing number of people just like you become eligible for Medicare. The insurance companies are flooding your mailbox with all of the different plan choices you have to pick from. At times it seems like the insurance companies have an idea of what is best for you, when in all reality your individual situation will determine what is the best plan for your needs. This is where the insightful experience of an industry expert can help. This is where you need Allison White Insurance.

  • When do I sign up for Medicare?
  • What if I’m still working and have employer coverage?
  • Will I be penalized if I delay my coverage?
  • How do I know which plan is right for me?

Our Independent Broker, Allison White, provides answers to these Medicare questions and many others on a daily basis. Representing many different insurance providers, our office has the flexibility to compare a number of Medicare options and present you with the plans that are most suitable for your individual situation.

Your insurance costs will remain the same whether we do the shopping for you or you do all of the work on your own… so why not let us help? Contact Allison White Insurance via phone or email, or stop by our office in downtown Little Falls to begin the process of navigating through the Medicare maze.

*Allison White Insurance and its Independent Broker(s) are AHIP Compliant.

Get Started with A Self-Guided Quote and Auto Enroll (click a logo below)

Gold ring continually circling itself | Ongoing Health Insurance Guidance

Ongoing Guidance, Annual Reviews & Claims Assistance
At Allison White Insurance our commitment does not begin and end with your enrollment. We are committed to serving you throughout all the years of your life.

Like everything, health insurance changes overtime. Whether due to healthcare reform, medical recommendations, or a variety of other factors, it is only a matter of time before your current health insurance plan becomes outdated. Fortunately, at Allison White Insurance we make it a point to stay ahead of the game. We provide ongoing guidance and annual health insurance reviews to ensure that your coverage always meets your current needs.

It is a good practice to have an expert revisit your health coverage at least once a year. Along with that, your plan should be reviewed whenever family dynamics change (marriage, the birth of a baby, separation, retirement); and when additional family medical history comes to light. Whether you are nearing Medicare eligibility or seeking individual health coverage for the first time, Allison White Insurance not only helps you through the selection process, we are here to answer your questions whenever they arise. We can even help with claims concerns.